Argument Essay Example | Topics and Well Written Essays - 750 words

Argument - evidence ExampleBanning universities from showing, or rather, selling students list to credit card companies is a smart move. This is beca white plague higher(prenominal) learning institutions should be the ones imparting life skills upon students. Instead, to benefit from the fees they get from the credit card companies, they bring nettle to the students this shows the level of corrupted morals in the countrys institutions of higher learning (Approvals.com). Thus, it is evident that students lead loans to survive in colleges, unless, of course, one is from a well background. However, in spite of this fact sticking out, colleges and universities subject students to chances knowingly that they do not have the income to sustain the costs of financing a credit card. In this regard, institutions of higher learning should not grant access, whatsoever despite the benefits, they bear from these companies. In amplifyition, some of these institutions give misleading informat ion, moreover to selling student lists, by giving promises of broader options concerning higher-education options (Golden). The information collected from these students is only secure to credit companies that commission such surveys and capitalize by using it for trade. Other than exploitation by twain institutions of higher learning and credit card companies, credit cards argon a deception to students as they are not crucial to their life as students. Credit cards do not add any value except accrued debt and a lifetime of paying for it. Colleges should actively advocate against the use of credit cards, as they are non-essential products required by students. This is a critical move towards helping colleges and universities let down their own costs of operation, as well as save students the trouble of having claimants on their back. The move is world-shaking because of the charges that come with processing credit card payments thus, curbing the operating costs of these institu tions. Therefore to ensure that students do not use their credit cards, or even to deter them from using the said cards, some institutions are charging the processing fees in cards such as visa that are used to pay for tuition, park and other services rendered in the institutions (Greene). Therefore, by doing so, credit card companies will be deterred from mounting their marketing stands in colleges and luring students to apply for finances that they do not require. This is by use of gifts at campus events in an exertion to attract them towards opening a credit card account (Zhu). In addition, due to the lack of license demonstrated by to the highest degree students, since they are either dependents of parents and withstanders, the use of credit cards exposes them to greater risk (Zhu). This is in the form of promoting inability to cope with their own needs and put an end to reliance on advances that one cannot afford due to either low income or lack of means to do so such as a job. Not only do they put students at risk, but in addition the parents and guardians who co-sign the application forms as per the law (Zhu). This is because by spending that which they do not have puts the guardian in a position of responsibility to bear the cost of financing luxuries in the name of emergencies most of which usually end up as fashion emergencies. The fine print, otherwise known as hurt and conditions, used by credit card compa